Refyne - India’s first earned wage access platform
  • Align income & expenses

    Cover routine, mid-month and unexpected expenses instantly on your smartphone

  • No interest and hidden fees

    Pay only a transaction fee and eliminate high-interest salary advances and payday loans

  • Financial flexibility

    Track salary, budget monthly payments, increase your investments and savings, and avoid bad credit

  • Reward points

    Refyne users can gain loyalty points, avail discounts, all while building a healthy credit score

REFYNE WON’T ASK QUESTIONS ABOUT YOUR CREDIT HISTORY

Seize your
financial freedom

Access to money is a complex process and credit schemes don’t make it simpler. Earned wage access (EWA) tackles this complication without any heavy-duty undertaking.

With Refyne’s EWA app, you can retrieve your real-time earned pay any time before payday to cover your expenses. It’s a simple & low-cost financial product that everybody can use, regardless of their credit score.

We know trust is important when it comes to money, so we’re partnering with your most trusted entity — your employer.

LEARN MORE ABOUT EARNED WAGE ACCESS

ACCESS YOUR EARNED PAY IN THREE SIMPLE STEPS

Get started

Financial Freedom has a universal appeal and we’re making sure there’s no barriers - Refyne app is available in more than seven Indian languages

MORE THAN 300,000 PEOPLE ARE CONQUERING MONEY MANAGEMENT WITH REFYNE

Upgrade your financial planning

R

Rupesh Tambe

Mumbai

Refyne is way more affordable than a credit card. It is very easy to use and also beneficial as I can instantly transfer my earned salary to my bank account.
A

Akash Sharma

Hyderabad

I was surprised how easy it is to use Refyne, the sign-up process was simple and the customer support team was prompt. I've used it to buy a bunch of things, even for online shopping.
S

Sahil Seth

New Delhi

My salary was transferred immediately after making a request and this helped me cover my EMIs. Refyne has been useful for my sudden expenses especially during COVID-19.

MEET YOUR FINANCIAL GOALS WITH REAL-TIME PAY ACCESS

Introduce Refyne to your workplace

Take a small step of initiative towards your financial wellness by referring your employer to us. We will reach out to your organization.