Refyne partners with organizations to help build their staff’s
financial resilience and nurture a productive and happy
Established in December 2020 by CEO and founder Chitresh Sharma and cofounder and CTO Apoorv Kumar, Refyne has developed a mobile-first Earned Wage Access (EWA) platform that enables companies to allow their employees to acquire their real-time income any time before their monthly salary is due.
Refyne partners with enterprises with more than 1,000 employees to deploy its plug and play solution, which integrates with any existing payroll or HRMS. It fronts the risk with the earned salary withdrawal by employees, without impacting the status of the employers’ working capital.
Refyne’s team comprises successful entrepreneur, tech experts & skilled professionals who believe access to sound finance is a fundamental pillar of a thriving economy.
Refyne is backed by some of largest VC funds including partners of DST Global and fintech veterans who value financial inclusivity
QED Investors is a global boutique venture capital firm based in Alexandria, Virginia.
Jigsaw VC is an early-stage venture fund that has invested in more than 170 companies.
XYZ Capital is a San Francisco headquartered early-stage investor with a portfolio of over 40 companies.
RTP is a London-headquartered early-stage venture capital firm focused on investment in the technology space and has 90 portfolio companies.
Bala is the founder of S Cube Capital and a member of Westpac’s Asia Advisory Board, among other key roles. He has a portfolio of more than 15 companies.
Siddharth N. (Bobby) is the chairman of Jones Lang LaSalle’s board of directors and serves on the boards of companies including Allstate Corporation and TransUnion.
Refyne aims to simplify money and help improve personal finance for the people of India by ending exploitative credit schemes, empowering employees with access to their earned wages, and building trust in the financial system for the underserved.