Simplify personal finance from employee's first job to retirements
1Cr
Lives Impacted
30L
QoQ Transactions
10L+
Financial Literacy Interactions
Our Mission
We believe financial wellness is a fundamental right to lead a quality life. Yet, over 90% of the working class continues to be unserved or underserved with limited access to financial services or financial knowledge. We want to change this. With this vision, Refyne launched its flagship product Salary On-Demand in 2021, enabling employees to access liquidity as and when they need it. Today, we offer a complete financial journey right from immediate liquidity to financial education, savings and many more. Today, Refyne is making financial wellness a reality.
We’re Backed By
Our Advisers
Susir Kumar
Chairman, VFS Global AG
One of India's pre-eminent entrepreneurs, Kumar leads VFS, the world's largest visa services company. He also founded Intelenet Global and was instrumental in forming HDFC’s Bank and Insurance units.
Nigel Morris
Founder, Capital One Bank & QED Investors
Nigel founded & scaled Capital One, one of the largest banks in the US. He then founded QED Investors, a leading & highly successful fintech VC, recently closing US$ 1.05bn Fund.
Bobby Mehta
Chairman, JLL
Mehta is one of the most reputed names in finance, having led HSBC North America as CEO and TransUnion (CIBIL) as CEO and President.
Bala Swaminathan
Ex-President, Westpac International
Former president of Westpac International, previously also served as senior MD at Standard Chartered Bank and Sr.General Manager at ICICI Bank.
Subrajit Pradhan
Advisor
A seasoned IT professional with degrees from Strathclyde Business School (Scotland), EmLyon Business School (France), and the University of Oxford (UK). He has driven impactful initiatives, like first response during COVID pandemic, advising the government on drone implementation in the healthcare sector and eClinic centers in rural areas.
Culture at Refyne
Refyne fosters a culture of innovation, collaboration, and empowerment, where every voice is valued and every idea has the potential to make a difference.
INTRODUCING
"Polaris is not just an event; it's a beacon of unity, creativity, and shared purpose. It's where the entire Refyne team converges to envision our collective growth, fueled by camaraderie, joy, and mutual appreciation. Watch a glimpse into the electrifying spirit of Polaris 2024. Let's soar together!"
Refyne in the News
Building a Stronger Future Starts with Financial Wellness